Access to bank credit on especially good terms is also an unfair privilege

Sir, if GillianTett can argument for more equal opportunities for all to access higher education, “Privilege is price for college admission” October 21, why does she refuse to argue in favor of equal access for all to bank credit, by eliminating the regulatory privileges given to those perceived as “The Infallible”?

By the way, one thought that Tett´s article inspires, since donations to universities have tax advantages, as long as nothing “tangible” is received in return, is whether these donations should not be shared, for instance 50 percent to the receiving university and 50 percent with the rest?