Showing posts with label risk-weights. Show all posts
Showing posts with label risk-weights. Show all posts
January 22, 2014

The distortive risk weighted capital requirements for banks will haunt Ben Bernanke and Martin Wolf

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Sir, Martin Wolf writes that contemporary “banks are constrained not by reserves but by their perception of risk and rewards of additional ...
January 10, 2014

No Mr. Ralph Atkins. We know precisely that the next financial polar vortex is going to hit… where it always hits!

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Sir, Ralph Atkins writes that “six years after the eruption of the financial crisis… we know remarkably little about where the next ice sto...

If only an “intellectual vacuum”, but, sadly, it is worse than that Professor Michael Ignatieff.

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Sir, Michael Ignatieff writes about “the waning power of ideas” and begs “ Free polarized politics from its intellectual vacuum ”, January ...
July 11, 2013

The standardized risk-weights of Basel II, provided the coverage banks needed to hold minimum capital

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Sir, your “ In praise of bank leverage ratios ”, July 11, though I agree with its title, just shows how little you have understood about th...
May 14, 2013

We need to see the hiding-behind-regulatory-risk-weighting index of the banks

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Sir Patrick Jenkins and Daniel Schäfer at the end of their “ Banks in cash calls to meet Basel III ” state the caveat with respect of the n...
May 08, 2013

Higher bank capital ratios without eliminating distortions based on perceived risks, would make banks riskier

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Sir, John Plender refers both to the draft legislation advanced by US senators David Vitter and Sherrod Brown , and to Anad Admati’s and Mar...

It was bank regulators who suffered the mother of all intellectual failures

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Sir, John Kay writes that the left, were so horrified that a collapse of capitalism from its own global contradictions, might occur under t...
May 04, 2013

Bank regulators make the prospects of the living-hand-to-mouth especially bleak

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Sir, Gillian Tett’s “ The cost of living hand-to-mouth ” May 5, is splendidly scary, especially when contrasted with all the how the US is...
May 01, 2013

Risk-weighting for risks already weighted for, well that is regulatory zealotry you can write home about

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Sir, you write that “the Fed’s monetary policy [is] much more efficient than in those economies where the transmission of central bank mone...
April 29, 2013

Bank rules already hinder inclusion and widen the gap

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Sir, Alfred Hannig in his letter “ Rules shouldn’t hinder inclusion ” writes about the importance of finding a balance in financial regula...
April 23, 2013

With respect to increased capital requirements for banks, what matters most for growth and stability is how it is required.

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Sir, I refer to Alex Barker´s and Tom Braithwaite´s “ EU and Fed clash over US bank move ” April 23. In all the hullaballoo what seems to b...
March 18, 2013

About “Why bank regulators are intellectually naked”, and about besserwisser journalists

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Sir, Martin Wolf has suddenly seen light as he now writes “A sophisticated mistake is the idea that capital can be properly ‘risk-weighted’...
February 27, 2013

Lex, explain why you consider a straight leverage ratio inferior to a risk-weighted assets ratio?

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Current capital requirements for banks based on perceived risks using risk-weights allow banks to leverage more the risk adjusted margins w...
January 02, 2013

How ridiculously childish and naïve can we allow our bank regulators to be?

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Sir, Lex reports, on January 2, that now the credit rating agencies will “have to register, meet corporate governance standards and accept...
December 30, 2012

The incredibly skewed bank exposure in favor of “The Infallible” and against “The Risky” is the Achilles’ heel of the real economy.

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Sir, the regulatory standing order for the banks, especially when faced as they are with great scarcity of capital, is to stock up on “The ...
December 24, 2012

In this age of media driven besserwissers we need to be more skeptical than ever about “expertise”

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Sir, John Lloyd writes “It is a source of [British] pride that disorganization is transformed into magnificence” but “that now some have de...
December 15, 2012

Up here, on the already too high edge of "the fiscal cliff", forget jumping, but do we climb up or down?

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Sir I refer to your “ A fiscal cliff fall will cost us dear ” December 15.  “The fiscal cliff” is the name used to describe the possibi...
November 05, 2012

The regulatory lockout of small businesses and entrepreneurs from bank credit can only guarantee Europe´s and America´s insolvency.

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Sir, Wolfgang Münchau writes “ Why I remain a pessimists on Europe´ solvency ” November 5, and though he speaks about the need for “growth”...
October 16, 2012

Debt restructuring will not suffice to save the euro. The immoral, useless and dangerous bank regulations must also be repelled.

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Sir, William Buiter opines that “ Only widespread debt restructuring can save the euro ”, October 16.  I agree that is indeed indispensab...
August 30, 2012

Regulators´ occurrences often represent the most dangerous quicksand

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I fully agree with John Gapper when he finds not “unreasonable” the proposal by Mary Chapiro, the SEC Chairman, that money market funds wou...