May 16, 2025

About me and my pal ChatGPT (and Grok)

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About me and my pal ChatGPT (and Grok) Sir, I refer to Roula Khalaf’s “ Lunch with the FT: Sam Altman. ” May 10, 2025. I read that having he...
May 03, 2025

“Risk Management”, yes, but for whom?

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Any good financial investment advisor, depending on the age of his clients, would clearly give them different recommendations. Sir, therefor...
September 20, 2024

Degrowth and downsizing are family

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Sir, Soumaya Keynes in “ What’s wrong with ‘degrowth’ research? ”, FT September 20, mentions: “A… gap is research look­ing into ways of get­...
August 10, 2024

When will the history of the Basel Committee’s concoctions haunt us?

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Sir, I refer to Owen Walker’s “ Haunted by his­tory ” FT Magazine, August 10. It ends with “Unfor­tu­nately Monte dei Pas­chi will not help ...
June 04, 2024

What the world needs is to introduce true diversity in its financial architecture.

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Sir, I refer to “ The world needs a new fin­an­cial archi­tec­ture ” by Michael Krake, the exec­ut­ive dir­ector for Ger­many at the World B...
April 03, 2024

How much transparency can democracy handle?

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Sir, Martin Wolf writes: “The more com­plete the set of rights, the more potent will be the con­straints: there will then also be open debat...
February 01, 2024

Human pilots and autopilots need to be trusting friends.

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Sir, last year, flying to Washington DC, in a Boeing 337 MAX 9, the clouds were so low that the pilot missed the first approach to land at D...
January 10, 2024

Mr. Martin Wolf, what do you mean, is liberalism not broken?

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Sir, I refer to “ Liberalism is battered but not yet broken ” Martin Wolf, FT January 10, 2024. Since 1988, with Basel I, non-elected by the...
December 12, 2023

#AI ChatGPT - OpenAI: A question on behalf of FT and Martin Wolf.

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  In " Britain needs a growth strategy " Martin Wolf mentions the UK has for too long settled for managing stagnation. On behalf o...
November 11, 2023

An adequate response to a Covid pandemic needs more views than what epidemiologists and statisticians can provide.

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Sir, I refer to “ Please put statisticians in charge of data for the next crisis ” Sir David Norgrove, FT November 11. July 2020, I tweeted:...
July 17, 2023

How long will it take for bank regulators to ask AI regulators for a little favour?

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Sir, Michael Skapinker writes: “Why did no one speak up “inside Sil­icon Val­ley Bank before it col­lapsed? People thought speak­ing up woul...
June 25, 2023

A strong national spirit/character is what’s most needed for any preparedness, even against a pandemic.

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Sir, I refer to Tim Harford’s “ Is it even pos­sible for coun­tries to pre­pare for a pan­demic? ” FT June 24, 2023. “Be pre­pared! It’s the...
April 17, 2023

To stand a chance, UK must refrain from imprudent risk-aversion and embrace some prudent risk-taking.

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Sir, I refer to Martin Wolf’s “ The UK’s future depends on improving economic performance ” FT, April 15 2023.  Wolf at the end of it recomm...
April 03, 2023

Are British authorities more aware of risks than those in the US? Martin Wolf, dare find out.

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Sir, Martin Wolf writes “The best pro­tec­tion against occa­sional huge bank­ing crises is fre­quent smal­ler ones.” “ The UK must learn its...
January 23, 2023

For our grandchildren sake we must recover the “democratic capitalism” we inherited and lost too much of.

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“We have inherited democratic capitalism from the struggles of our predecessors. We must reform and protect it for our descendants.” Martin ...
January 11, 2023

Creditworthiness should be grounded on what’s worthy of credit.

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Sir, Martin Wolf writes “The vicious circle in which low creditworthiness begets unaffordable spreads, which beget debt crises and even lowe...
October 03, 2022

Five comments on Patrick Jenkins “Failure to learn lessons of 2008 caused LDI pension blow-up”

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Five comments on Patrick Jenkins “ Failure to learn lessons of 2008 caused LDI pension blow-up ”. Not sent by a letter to the Financial Time...
September 21, 2022

Britannia, to have a chance to become its former self, needs to free its financial systems from its mis-regulators.

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Sir, Martin Wolf asks: “Britannia is not ‘unchained’. It is instead sailing in perilous waters. Can the new captain and first mate even see ...
April 28, 2022

Why does the world ignore regulations that totally disrupt the allocation of bank credit?

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Sir, I refer to Martin Wolf’s “ Shocks from war in Ukraine are many-sided. - The conflict is a multiplier of disruption in an already disru...
March 11, 2022

Chile can also set a great example for the developed world.

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Sir, in “ Chile can set an example for the developing world ” FT, March 10, 2022, you refer to “the risk of European levels of debt” With ba...
March 05, 2022

FT, on banking and finance who are you to believe, Francis Fukuyama or Paul Volcker?

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Sir, Francis Fukuyama in “ The war on liberalism ” FT March 5, writes: “ Liberals understand the importance of free markets — but under the ...
February 25, 2022

What if the State of Maryland USA, where I live, was treated by the Fed as Italy is by its EU bank regulators?

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Sir, Tony Barber writes: “Paradoxically, as Italy’s debt has ballooned in size, it has become more manageable. Particularly over the past tw...
February 23, 2022

For inflation, where the money supply goes, matters a lot too

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Sir, I refer to Martin Wolf’s “ The monetarist dog is having its day ”, FT February 23. Yes, the money supply impacts inflation, no doubts b...