Showing posts with label loan officers. Show all posts
Showing posts with label loan officers. Show all posts
August 10, 2024

When will the history of the Basel Committee’s concoctions haunt us?

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Sir, I refer to Owen Walker’s “ Haunted by his­tory ” FT Magazine, August 10. It ends with “Unfor­tu­nately Monte dei Pas­chi will not help ...
February 26, 2020

Do we need bankers, as in good loan officers, or bankers, as in creative financial engineers?

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Sir, I refer to your “ Europe’s banks are losing the global race for talent ” February 25. In general terms, and most especially with “Bank...
July 11, 2019

Many or perhaps most of our bankers would be much better off, at least happier, if they heeded George Bank’s “Let’s go fly a kite!”

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Sir, John Gapper refers to “Two academics who studied investment bankers in London were surprised by their degree of cynicism and noted the...
December 11, 2018

Europe, if you spoil your kids too much they will not grow strong. That goes for banks too.

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Sir, Patrick Jenkins analyzes several concerns expressed about European banks when policymakers gathered to mark the retirement of Danièle ...
October 02, 2018

Risk weighted capital requirements expelled many traditional bank risks into the shadows

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Sir, Patrick Jenkins, when discussing regulator’s growing concerns for the growth of shadow banking”, lists some reasons for why policymake...
August 03, 2018

FT, though fearlessly blaming accountants, seems to sheepishly favor bank regulators.

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Sir you write: “Unscrupulous managers, increasingly rewarded with equity incentives linked to accounting measures, have exploited the syste...
July 27, 2018

Bank regulators violated the holy intergenerational social contract that Edmund Burke spoke about.

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Sir, Philip Stephens writes: “Nostalgia has always had its place in politics. Respect for tradition is at the heart of Burkean conservatism....
July 13, 2018

The UK needs its banks to get rid of equity minimizing financial engineers and call back savvy loan officers (perhaps some like George Banks)

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Sir, Martin Wolf writes he now “rather suspect”, that “the BoE’s views on risk weights might be leading to an economically unproductive foc...
July 09, 2018

The Basel Committee stupidly made banks substitute savvy loan officers with equity minimizing financial engineers

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Sir, John Plender, reviewing Philip Augar’s “The Bank That Lived a Little” writes: Not so long ago banking was a relatively simple business...
April 27, 2018

Bank regulators, get rid of risk weighted capital requirements, so that savvy loan officers mean more for banks’ ROE’s, than creative equity minimizers.

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Sir, Gillian Tett referring to IMF’s recent warnings about the risks of overheating in risky loan and bonds markets; like “The proportion o...
November 01, 2017

A designated group of Wise People, often self-designated from a mutual admiration club, does not guarantee any wisdom

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Sir, Howard Davies the chairman of the Royal Bank of Scotland, when discussing financial regulations after Brexit writes. “The choice is pr...
October 20, 2017

With risk-weighted bank capital requirements promoting risk aversion, Britain will go nowhere, with or without Brexit

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Sir, Martin Wolf writes: “UK’s average productivity is at best mediocre and its productivity growth post-crisis is in the basement, down th...
October 19, 2017

Bankers instead of being savvy loan officers generating growth, have turned into dangerous addicted equity minimizers

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Sir, Ben McLannahan quotes Paul D’Onofrio, the chief financial officer at Bank of America, with that he welcomed any “refinement” to rules ...