Showing posts with label counter cyclical. Show all posts
Showing posts with label counter cyclical. Show all posts
March 11, 2019

Thanks to bank regulators, if in need, there are now way too little defences to deploy in a countercyclical way

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Sir, you hold that there are “reasons to be wary [as bank] regulation is, once again, being eased just at the moment when it ought to be ti...
November 14, 2018

The risk weighted capital requirements for banks, is the most potent steroid ever for having to suffer some truly bad “Minsky moments”.

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Sir, John Plender correctly writes: “If Hyman Minsky were alive today, he would regard the current economic cycle as a testing ground for h...
June 19, 2018

Capital requirements for banks based on how much “distressed debts” hedge funds raise money?

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Sir, Joe Rennison’s and Lindsay Fortado’s “ Distressed debt tempts investors in anticipation of the next downturn ”, June 19, raises the fo...
June 18, 2018

It is the run of banks to what is perceived, decreed or concocted as safe that is scary

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Sir, you opine: “If there was ever a moment for bankers to take on too much risk, thereby planting the seeds of a nasty downturn, it is now...
January 06, 2016

IBM, Watson could have a role in regulations that accept the need of the real economy for banks to take credit risks

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Sir, I refer to Richard Waters report on the difficulties IBM faces in expanding the application of its Jeopardy champion Watson, “ FT Big ...
November 27, 2015

Bank regulators make sophisticated remarks about the need of countercyclical regulations and design pro-cyclical ones.

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Sir, I refer to Joe Leahy’s “ Rating agency pressure on BTG Pactual ” November 27. Downgrading… depending on whether it crosses some re...
October 16, 2015

After banks have placed assets on their balance sheets, they are de-facto “after the curve”

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Sir, Gillian Tett with respect to the difficulties posed by a possible drop in the oil price write that “now [regulators] are keen to show ...
October 03, 2015

Bank fines should be paid with bank equity, not with cash, unless we are masochists and want to be cruel to the economy.

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Increasing the capital requirements for banks in the midst of a slow economy, while at the same time eroding bank capital with fines, is sh...
July 11, 2013

The standardized risk-weights of Basel II, provided the coverage banks needed to hold minimum capital

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Sir, your “ In praise of bank leverage ratios ”, July 11, though I agree with its title, just shows how little you have understood about th...
April 25, 2012

Who placed and keep the banks on a eurozone knife-edge?

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Sir, part of the problems with banks is that those same regulators who should have required equity from the banks when these placed soverei...
October 23, 2010

Should we not have a serious man to man conversation with our bank regulating chaps at the Basel Committee?

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Sir, if you and I were going to design some capital requirements for banks based on the risk of default of borrowers as measured by the cre...
March 23, 2010

Yes we need regulatory dynamism... in the right direction of course

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Sir I much appreciate Tony Jackson’s call “ Let’s get some dynamism into dynamic provisioning ” March 22. He is absolutely right, as I have...
August 10, 2004

Towards a counter cyclical Basel?

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Sir, the financial system is there to safeguard savings, to generate economic growth by channeling investments, and to promote equality by ...