Showing posts with label bank credit. Show all posts
Showing posts with label bank credit. Show all posts
August 31, 2018

Different bank capital requirements for different assets are worse than too little or too much bank capital.

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Sir, Lex opines “Debates over bank capital resemble tennis rallies… On one side of the net you have the big global banks. They say they ha...
September 19, 2016

Mario Draghi is one of those who decided to put a stop on the egalitarian forces of bank credit, decreeing inequality.

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Sir, Motoko Aizawa and Daniel Bradlow write: “Quantitative easing, by raising asset prices, has disproportionately benefited the wealthy, t...

Global and local inequality is much driven by dumb bank regulations. World Bank and IMF should do something about i

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Sir, Branco Milanovic, with respect to “global inequality” writes: “While for national statistics and inequality measures, there is at leas...
October 25, 2015

Shrink & Sage, here is the latest key I am trying to open that lock that stops Financial Times from understanding.

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Sir, The Shrink &The Sage’s ask: “Must we get to the bottom of things?” October 24. Of course we must… especially when it really matter...
August 26, 2015

Capital requirements, non-performing loans, down-ratings and fines are causing severe bank credit austerity.

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Sir, Henny Sender writes: “A world awash with dollars is rapidly being replaced by a dollar-scarce world” “ Pain for those most in debt loo...
August 24, 2015

$260bn in bank fines results in about 4 trillions less bank-credit availability.

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Sir, Laura Noonan, with respect to the 25 largest banks, reports “ Banks fine tally since crisis hits $260bn ” August 24. And I do some...
August 04, 2015

Bank credit: In tough times there are no benefits derived from making it harder for the tough to get going.

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Sir, I refer to Kadhim Shubber’s and Gavin Jackson’s report on that “ Moody’s warns on lending crackdown ” August 4. Clearly the “risky...
June 03, 2015

Mark Carney and Bertrand Badré, if sincere, should be concerned with the abandonment of the vulnerable “risky”

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Sir, Mark Carney, chairman of the Financial Stability Board, and Bertrand Badré, the chief financial officer of the World Bank Group write:...
May 09, 2015

In finance the structurally discriminated are those perceived as “risky”, the SMEs and entrepreneurs

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Sir, Gillian Tett refers to an almost all female conference on economic and finance to ask: “whether it is time to organize an all-black or...
February 24, 2015

That banks do not lend to small businesses in Europe has a reason and is not something irreversible

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Michael Sherwood and Richard Gnodde write “The international regulatory response to the financial crisis, which is intended to make sure th...
January 28, 2015

What would make a Negro slave on a cotton plantation in 1800 America, not feel being discriminated against?

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Sir, I refer to Luke Johnson’s valedictory essay for the FT “ A farewell after eight years championing founders ” January 28. The follo...
December 31, 2014

Stress testing of banks should foremost test whether these serve the real needs of the real economy.

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Sir, I refer to your “ Stress testing should not just apply to the banks ” December 31. In it you argue that “Regulators need a holisti...
October 18, 2014

Fed’s Janet Yellen, as a leading equal opportunity killer, has no moral right to speak about inequality.

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Sir, I refer to Robin Harding’s “ Yellen risks backlash after remarks on inequality ”, October 18. There we read of “the high value Ame...
July 23, 2013

Now if only regulators allowed banks to be banks again.

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Sir, Patrick Jenkins writes about “a small manufacturing company… looking for £150,000 of working capital. It is traditionally the kind of ...
November 08, 2012

No “fiscal cliff” of the current size can be jumped over without a lot of private risk-taking.

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Banks currently need to hold much more capital when lending to “The Risky”, like small businesses and entrepreneurs, than when lending to “...