Showing posts with label The Risky. Show all posts
Showing posts with label The Risky. Show all posts
August 15, 2019

Regulators forced banks into what’s perceived safe, thereby forcing the usually most risk adverse into what’s perceived risky.

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Sir, Robin Wigglesworth writes “Many investors such as pension funds and insurers [are] pushed towards the only other option: venturing int...
February 07, 2018

What if prejudices in India had caused banks having to hold more capital when lending to women than when lending to men?

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Sir, Martin Wolf, discussing India’s prospects mentions the “striking structural feature of India, whose significance goes far beyond econo...

We would all benefit from algorithms tempering our bank regulators’ human judgments.

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Sir, Sarah O’Connor, discussing the use of algorithms when for instance evaluating personnel writes: “The call centre worker told me the so...
January 02, 2018

When bank regulators allowed banks to earn higher returns on equity by avoiding the “risky”, they violated a fundamental social contract

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Sir, you write “Unemployment rates are low in the UK and US, but many of the new jobs are more precarious than the old ones they replaced… ...
December 20, 2017

Major bank crisis, are they most likely to result from excessive exposures to what’s perceived risky than for what’s perceived safe?

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Izabella Kaminska ends her fun “ Festive inefficiencies would be missed in Big Tech’s perfect world ” of December 20 with “Since inefficien...
December 02, 2017

What cultural insight could anthropologist Gillian Tett, or any neo-Cannibal Club colleague of hers give in order for me to better understand bank regulations that seem so loony?

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Sir, Gillian Tett, commenting on Marc Flandreauan economic historian’s 2016 book “Anthropologists in the Stock Exchange”, writes about the ...
November 29, 2017

Ms. Janet Yellen, like other recent bank regulators who have just faded away, will leave the Fed without answering THE QUESTION

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Sir, you write: “The Federal Reserve can take some blame for failing to see risks building up in the years preceding the global financial c...
November 28, 2017

Andy Haldane, I am an economist too, but I can still not make head or tails out of your bank regulations. Please enlighten me with BoE’s “EconoMe”!

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Sir, Chris Giles writes that Bank of England’s chief economist Andy Haldane argues that economists must work harder to help the public unde...
November 27, 2017

What magical misleading thinking could explain the Basel Committee’s bank regulation idiocy?

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I refer to Andrew Hill’s “ The magical thinking that misleads managers ” November 27. Sir, what magical misleading thinking could lay b...
November 25, 2017

Mr. Tim Harford, so you want an intriguing puzzle that might engage your curiosity? Have I got one for you!

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Sir, Tim Harford writes: “Marina Della Giusta and colleagues at the University of Reading recently conducted a linguistic analysis of the t...
November 17, 2017

What if banks could earn their highest expected risk adjusted returns on equity where they are most needed, like in Blackpool?

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Sir, I just read Sarah O’Connor’s harrowing description of what is going on in Blackpool “ Left behind: can anyone save the towns the econo...
November 11, 2017

Is allowing banks earn the highest risk adjusted returns on equity with what’s “safe” a nudge, a sludge or a grudge?

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Sir, Tim Harford writes “Nudge, sludge or grudge, we can change this. And we should start by asking ourselves whether when it comes to news...
October 13, 2017

It is the lower capital requirements when lending to AAArisktocracy that stops banks from lending to “The Risky”.

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Sir, Gillian Tett writes about the growing sector of private funds that, instead of banks, are now lending to the “riskier”, like SMEs and ...
August 19, 2017

One day, Stanley Fischer, like most current central bankers and regulators, will ask himself, why did I not see that?

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Sir, Sam Fleming writes: “Fischer worries about attacks by lawmakers on global regulatory bodies such as the Financial Stability Board, arg...
July 30, 2017

On Main Street what’s perceived ultra risky, is de facto much less dangerous than what’s perceived ultra safe.

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Sir, Simon Kuper writes: “The Republican plan to strip health insurance from 22m Americans (including 18m adults), it would kill about 32,7...
July 11, 2017

The outsized bank revenues and the crash were caused by the monstrous huge leverages authorized by their regulators

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Sir, Patrick Jenkins writes: “The outsized revenues and profits that banks and other financial groups made in the run-up to the crash, much...
July 09, 2017

Parc / Darpa, please ask the intelligent machines to explain to us, in simple terms, how human bank regulators think

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Sir, Richard Waters writes about the difficulties to ascertain exactly how artificial intelligence, when sifting through immense amounts of...
March 23, 2017

Why would today’s journalist be more capable than others of teaching our children to spot and root out fake news?

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Everyone who know something about banking, and bankers, would know that what is perceived as risky never poses the same dangers to the bank...
January 17, 2017

Do risk weighted capital requirements for banks promote or kill the animal spirits Lawrence Summers think important?

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Sir, Lawrence Summers writes: “Animal spirits are as fickle as they are important”, “A bitter comedown from Trump’s sugar high” January 17....
December 02, 2016

Trump should make certain that “risky” Main-Street borrowers, like he, are invited to Basel, Davos or a Dagenham.

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Sir, Robert Shrimsley writes: “the Financial Times has learnt the sensational and entirely fictional news that next year’s pilgrimage has b...